THE SENATE

KA AHA KENEKOA

 

THE THIRTY-THIRD LEGISLATURE

REGULAR SESSION OF 2026

 

COMMITTEE ON COMMERCE AND CONSUMER PROTECTION

Senator Jarrett Keohokalole, Chair

Senator Carol Fukunaga, Vice Chair

 

NOTICE OF HEARING

 

 

DATE:

Wednesday, February 25, 2026

TIME:

9:32 AM

PLACE:

Conference Room 229 & Videoconference

State Capitol

415 South Beretania Street

 

 

PHOTO ID REQUIRED FOR ENTRANCE TO THE STATE CAPITOL

BUILDING HOURS: 7AM TO 5PM, MONDAY - FRIDAY

 

The Legislature is accepting written, videoconference, and in-person testimony at public hearings.

A live stream of all Senate Standing Committee meetings will be available on the Senate YouTube Channel.

 

 

A G E N D A

 

SB 2876

      Status & Testimony

RELATING TO NATURAL HAIR BRAIDING.

Exempts natural hair braiders from licensing requirements under certain conditions.

 

CPN

SB 2950

      Status & Testimony

RELATING TO INSURANCE.

Authorizes captive insurance companies to underwrite, reinsure, or otherwise assume catastrophic property and casualty risks, subject to the approval and continuing supervision of the Insurance Commissioner.  Allows the Commissioner to set certain minimum standards for captive insurance companies underwriting catastrophic property and casualty risk.  Requires captive insurance companies underwriting catastrophic property and casualty risk to provide certain information in reports to the Commissioner.

 

CPN

SB 2951

      Status & Testimony

RELATING TO INSURANCE PROCEEDS.

Requires mortgage servicers to comply with certain requirements regarding the disbursement of insurance proceeds for residential real estate that has been destroyed or damaged.

 

CPN

SB 2952

      Status & Testimony

RELATING TO INSURANCE.

Beginning 1/1/2027, requires certain insurers to notify policyholders of rate changes at least 60 days before the effective date of the rate change.

 

CPN

SB 2960

      Status & Testimony

RELATING TO PROPERTY INSURANCE.

Establishes a minimum time frame of 36 months following loss due to declared disaster or emergency for the policyholder to submit documentation to recover full replacement cost value of covered dwelling or structure.  Allows extensions for good cause.  Establishes a minimum time frame of one year from completion of covered dwelling or structure for the policyholder to submit documentation to recover full replacement cost value of covered personal property.  Requires homeowners insurers to give timely notice to policyholders to explain the time frames and extensions.

 

CPN

SB 2964

      Status & Testimony

RELATING TO PROPERTY INSURANCE.

Requires homeowners insurers to provide policyholders with annual disclosures of replacement cost value and the sufficiency of policyholder's coverage.  Requires homeowners insurers to offer annually to policyholders increased coverage if the property is underinsured.  Requires homeowners insurers to maintain records of disclosures and offers for 5 years.  Provides that failure to comply constitutes an unfair or deceptive act or practice in the business of insurance.

 

CPN

SB 3016

      Status & Testimony

RELATING TO PRIVACY.

Adds definitions of "identifier" and "specified data element" and amends the definition of "personal information" for the purposes of notifying affected persons of data and security breaches under existing state law that governs the security breach of personal information.  Includes licensees subject to the Insurance Data Security Law among the businesses deemed compliant with security breach notice requirements under existing state law.

 

CPN

SB 3255

      Status & Testimony

RELATING TO CURRENCY.

Requires retail merchants to accept cash payments in in-person transactions.

 

CPN

 

Decision Making to follow, if time permits.

 

All testimony received by the Hawai‘i Senate is posted on the Hawai‘i Legislature's website, which is accessible to the public. Please do not include private information that you do not want disclosed to the public.

 

Please go to the Legislature's website, https://www.capitol.hawaii.gov, to submit written testimony at least 48 hours prior to the hearing. Create a free account on the website, or sign in to an existing account, then click on the "Participate" drop down menu and select the "Submit Testimony" option to get started. While submitting your written testimony, you will be prompted to indicate if you would also like to testify at the hearing in-person or remotely via videoconference.

 

Please note the following:

 

·        The number of oral testifiers and/or time allotted to each testifier may be limited by the Chair when necessary to adhere to the committee hearing schedule. We may not be able to accommodate everyone who requests to testify orally.

·        Testifiers for this hearing will be limited to 2 minutes each.

 

If you wish to testify via videoconference during the hearing, please review the detailed step-by-step instructions for testimony procedures before you submit your written testimony. Here's a direct link to the instructions: https://www.capitol.hawaii.gov/docs/testimonyinstructions.pdf

 

For general help navigating the committee hearing process, please contact the Public Access Room at (808) 587-0478 or par@capitol.hawaii.gov. You can also visit their website at https://lrb.hawaii.gov/par/.

 

For special assistance: The cable TV broadcast and/or live stream of this meeting will include closed captioning. If you need an auxiliary aid/service or other accommodation due to a disability, please call the committee clerk at the telephone number listed below or email CPNcommittee@capitol.hawaii.gov. Requests made as early as possible have a greater likelihood of being fulfilled.

 

For amended notices: Measures that have been deleted are stricken through and measures that have been added are underscored.  If a measure is both underscored and stricken through, that measure has been deleted from the agenda.

 

FOR FURTHER INFORMATION, PLEASE CALL THE COMMITTEE CLERK AT 808-587-7215.

 

 

 

 

_____________________________________

Senator Jarrett Keohokalole

Chair