HB 1700

Report Title:

Insurance Policies

Description:

Allows advertising of insurance policies and other insurance documents in languages other than English.

HOUSE OF REPRESENTATIVES	H.B. NO.	1700
TWENTY-FIRST LEGISLATURE, 2002
STATE OF HAWAII

A BILL FOR AN ACT

 

relating to insurance policies.

 

BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF HAWAII:

SECTION 1. Section 431:10-220, Hawaii Revised Statutes, is amended to read as follows:

"§431:10-220 Policy must contain entire contract. (a) No agreement in conflict with, modifying, or extending any contract of insurance shall be valid unless in writing and made a part of the policy.

(b) No insurer or its representatives shall make any insurance contract or agreement relative thereto that is not plainly expressed in the policy.

(c) The requirements of this section shall not apply to the granting of additional benefits to all policyholders of the insurer, or a class or classes of them, which do not require increases in premium rates or reduction or restrictions of coverage.

(d) This section does not prevent an insurer or licensee from advertising an insurance policy, or making available:

(1) A foreign language informational sheet; or

(2) A translation of an insurance policy, in a language other than English.

In the case of a dispute, the policy is controlling and any advertisements for insurance policies, informational sheets, or translations shall not be construed to modify or change the policy."

SECTION 2. New statutory material is underscored.

SECTION 3. This Act shall take effect upon its approval.

INTRODUCED BY:	_____________________________