CHAPTER 454F

SECURE AND FAIR ENFORCEMENT FOR MORTGAGE

LICENSING ACT

 

        Part I.  General Provisions

Section

     454F-1 Definitions

   454F-1.5 Registration with NMLS required

   454F-1.6 Presumption of control

   454F-1.7 Duties of a qualified individual and branch

            manager

   454F-1.8 Sponsorship by mortgage loan originator company,

            exempt sponsoring mortgage loan originator

            company, or nonprofit organization

     454F-2 Exemptions

   454F-2.5 Exempt sponsoring mortgage loan originator

           company; registration

     454F-3 Requirement of licensure

     454F-4 License and registration; application; issuance

   454F-4.5 Automatic secondary review of license application

   454F-4.8 Decision denying application subject to

            administrative hearing

   454F-4.9 Abandoned applications

     454F-5 Issuance of license

     454F-6 Pre-licensing and re-licensing; education of

            mortgage loan originators

     454F-7 Testing of mortgage loan originators

     454F-8 Standards for license renewal

   454F-8.5 Reinstatement of expired licenses

     454F-9 Continuing education; mortgage loan originators

    454F-10 Authority to require license

  454F-10.5 Authorized places of business; designation of

            qualified individuals and branch managers; branch

            offices; principal office; relocation

  454F-10.6 Voluntary cessation of operation; surrender of

            license

  454F-10.7 Change in control of a licensee; fees

    454F-11 NMLS registry information; challenge process

    454F-12 Enforcement authorities; violations; penalties

    454F-13 Repealed

    454F-14 Confidentiality

    454F-15 Investigation and examination authority

    454F-16 Mortgage call reports

    454F-17 Prohibited practices

    454F-18 Powers of commissioner

    454F-19 Unique identifier shown

    454F-20 Report to NMLS

    454F-21 Repealed

    454F-22 Mortgage loan originator, mortgage loan originator

            company, exempt sponsoring mortgage loan

            originator company, and nonprofit organization

            fees

    454F-23 Payment of fees

    454F-24 Limited exemption for mortgage loan originators

            employed by mortgage servicers

    454F-25 Nonprofit organizations; mortgage loan originators

    454F-26 Repealed

 

        Part II.  Mortgage Loan Recovery Fund

    454F-41 Mortgage loan recovery fund; use of fund; fees

    454F-42 Statute of limitation; recovery from fund

    454F-43 Management of fund

    454F-44 Standing

    454F-45 Subrogation of rights

    454F-46 Waiver of rights

    454F-47 Disciplinary action against licensee

 

        Part III.  Transitional Authority

    454F-51 Purpose

    454F-52 Employment transition of loan originators

    454F-53 Definitions

    454F-54 Employment transition of loan originators

 

Note

 

  Hiring and temporary exchange of employees.  L 2010, c 84, §§31, 33, and 34.

 

Revision Note

 

  Chapter was enacted as an addition to title 22 but is redesignated to title 25 pursuant to §23G-15.