[§449-8.5]  Denial of license.  If the commissioner is not satisfied that an applicant meets all the criteria set forth for approval, the commissioner shall issue a written decision denying the applicant's application.  An applicant who is denied approval may request a hearing before the commissioner in accordance with chapter 91.  Any final decision of the commissioner denying a license may be appealed to the circuit court as provided in chapter 91. [L 1992, c 205, pt of §1]